Hi, I'm Jen! I'm a personal finance expert and money coach aiming to help you take control of your money. I went from being broke to a six-figure net worth and am now on track to be financially independent at age 40. Discover Jen's story
In this list, you can find the best free money offers for UK residents. Missing out on these offers would mean leaving easy cash on the table.
I have personally completed all offers listed. Thus, you can rest assured that they are all legit and work. My total earnings were £250.68. You might make more or less than this, depending on your luck.
🪧 Should you sign up through my affiliate links, I may receive a commission at no cost to you.
How Do Free Money Offers Work?
Many brands offer a free reward if you sign up with them. This incentivises new users to sign up and use their services. The brand hopes you will like it enough to continue using it beyond the initial offer. But you don’t have to.
Brands cannot force you to use them. Taking the initial reward and leaving is legal. Of course, if you like the service, you can keep using it.
Free Share Offers in the UK (6)
When you sign up to investment platforms, some brokers may award you a free share. You can keep these shares, hoping they increase in value or sell and withdraw the money. Free share offers are typically the most profitable offers.
When you invest, your capital is at risk, and you may lose money.
1. Wealthyhood (Get £5-£200)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £5-200 | £20.21 | 10 minutes (+ 60 days waiting time) | Here |
Wealthyhood is a new investment platform aimed at beginner investors. Currently, new users can get a free share worth up to £200. Read more in my Wealthyhood review.
How to Get Your Bonus
2. Enter your verification code
3. Build your portfolio (all you need to do is click through the steps)
4. Enter your personal details
5. Deposit £10 within seven days
6. You will get your free share after a few days
7. Wait 60 days
8. Sell your investments and withdraw
2. Trading 212
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £10-100 | £35.60 | 10 minutes (+ 30 days waiting time) | Here |
Trading 212 is a UK investment platform great for trading and investing in stocks. Creating a new account is free, and you can get a share worth up to £100. Read more in my Trading 212 review.
3. Freetrade (Get £10-£100)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £10-100 | £10.45 | 7 minutes (+ 7 days waiting time) | – |
Freetrade is an app-based investment platform aiming to make investing more accessible. The app is free. Plus, you can score a free share worth £10-£100 with my referral code. If you do not want the share, sell it and withdraw the money. All you need to do is deposit £50. Read more in my Freetrade review.
How to Get Your Bonus
2. Submit your email
3. Download the Freetrade app from the App Store or Google Play
4. Complete the W-8BEN form to let you invest in US stocks
5. Top up your account with £50
6. A mystery share will appear in your General Investment Account
7. Wait seven to ten days for the share to become real
4. Stake (Get up to $90)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| $2-90 | $25.94 | 16 minutes (+ 3 days waiting time) | Here |
Stake is an Australian stock broker for US shares. For UK investors, there are probably better investment platforms. However, this does not mean the free share offer is not worthwhile. Stake offers new investors a free share of GoPro, Dropbox, or Nike.
You need to fund your account within 24 hours, and there is a deposit fee. The value of the free share will exceed this fee). Read my Stake App review for more details.
Use code JENNIFERG325 when you sign up
How to Get Your Bonus
2. Click “Get Rewards”
2. Register on Stake
3. Deposit within 24 hours of signing up (the minimum deposit is £50) (choose bank transfer to minimise fees)
4. Click or tap “Claim Free Stock”
5. Wait one to two days
6. Sell your free stock and withdraw your money
5. InvestEngine (Get £10-£50)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £10-50 | £43.02 | 12 minutes (+ 1 year waiting time) | Here |
InvestEngine is an investment platform for exchange-traded funds (ETFs). If you invest £100 with InvestEngine, you get a bonus of £10-£50. Read more in my InvestEngine review.
6. Wombat Invest (Get £10)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £10 | £10 | 18 minutes (+ 90 days waiting time) | Here |
Wombat Invest is an investment and automated savings app. New users can get £10 for opening an account and leaving the money invested for 90 days.
Cashback Free Money Offers (5)
Cashback means you receive a proportion of the purchase price back as money when you buy a product. Cashback sites are useful for saving money. Plus, they have great free money offers to make some easy cash.
1. TopCashback (Get £10)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £10 | £20* | 5 minutes (+ 30 days waiting time) | Here |
TopCashback is one of the most popular cashback sites. You earn money each time you purchase through one of TopCashback’s links. This makes TopCashback valuable beyond getting the initial sign-up offer. Read more in my TopCashback review.
How to Get Your Bonus
2. Complete the sign-up process
3. Buy a product through Topcashback at any retailer
4. Accumulate at least £10 of cashback
5. Waiting until your cashback becomes payable
6. Withdraw
2. JamDoughnut (Get £2)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £2 | £2 | 5 minutes (+ 8 days to reach £10) | – |
JamDoughnut (JamDoughnut app review) lets you buy discounted gift cards. When you buy a gift card, you get cashback each time. You can buy gift cards from supermarkets to get discounts on your groceries.
Download the app from the App Store or Google Play. Then, enter code 6SOB to get £2 bonus cash.
How to Get Your Bonus
2. Sign up and enter the bonus code 6SOB
3. Buy gift cards from a supermarket of your choice
4. Cash out once you reach 1000 points (£10)
3. Quidco (Get £1)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £1 | £5* | 9 minutes (+ 60 days to cash out) | Here |
Quidco is a cashback site. With cashback sites, you get some money back when you buy from a partnered retailer. You may find Quidco useful beyond the initial sign-up bonus. Read more in my Quidco review.
How to Get Your Bonus
2. Complete the sign-up process
3. Buy a product through Quidco at any retailer
4. Waiting until your cashback becomes payable
5. Withdraw
4. Airtime Rewards (Get £1.50)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £1.50 | £1.50 | 4 minutes (+ 65 days to cash out) | – |
Airtime Rewards gives you money off your phone bill and works entirely passively. Personally, I think everyone should use Airtime rewards because it is an easy way to save money.
All you need to do is sign up, link your card, and request a payout once you have accumulated enough cashback.
Use my code BVPJVUG6 for a bonus of up to £1.50. You will get the first £0.50 immediately. You get the remaining £1 if you make a purchase at a partnered retailer within seven days.
For more information, read my Airtime Rewards review.
How to Get Your Bonus
2. Sign up and enter the bonus code BVPJVUG6
3. Link your card
4. Make purchases from partner retailers
5. Request a withdrawal when you have reached £10
5. Shopmium (Get a Freebie)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| Around £1 | £1.65 | 46 minutes (including shopping) | – |
Shopmium is a cashback app giving you money off items from selected supermarkets. It is convenient to keep even after receiving the freebie. Read my Shopmium review for more details.
How to Get Your Bonus
2. Download the Shopmium app (it is free)
3. Sign up and enter code q2766a
4. Buy the freebie indicated (note that you need the correct size, flavour, etc)
5. Scan your receipt and the barcode from the product
GPT/Rewards Sites Free Money Offers (6)
Get-paid-to (GPT) sites pay you to complete simple tasks such as:
- Sign-ups
- Taking out free trials
- Completing free money offers
- Playing games
- And more
They are a great way to make money in your spare time. Some sites also have great sign-up rewards.
1. Freecash.com (Get $0.05 to $250)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| $0.05-250 | $0.25 | 3 minutes (+ 9 days to cash out) | Here |
Freecash.com is probably the GPT site with the most diverse offers. You can get paid for playing games, sign-ups, surveys, and more. Read my Freecash.com review for the range of offers they have available.
Signing up gives you a free chest with as little as $0.05 and as much as $250 inside. You are more likely to get a lower amount rather than the maximum. However, it is worth a try, given that signing up is free.
How to Get Your Bonus
2. Complete the sign-up process
3. Open the free chest
4. Complete offers or withdraw your free money
2. Cashback.co.uk (Get £5)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £5 | £5 | 5 minutes (+ 10 days to cash out) | – |
Cashback.co.uk is the successor of 20Cogs. On Cashback.co.uk, you can complete 15-35 offers, each paying real money for completion. You can find more details in my Cashback.co.uk review.
How to Get Your Bonus
2. Complete the sign-up process
3. Complete at least 15 offers, one from each task
4. Waiting until your cashback becomes payable
5. Withdraw
3. Swagbucks (Get £3)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £3 | £10* | 4 minutes (+ 11 days to cash out) | Here |
Swagbucks is mainly a survey website. However, you can also complete other offers similar to the GPT sites mentioned above. Read more in my Swagbucks review.
How to Get Your Bonus
2. Complete the sign-up process
3. Complete enough offers to reach the payout threshold
4. You will get the bonus automatically
5. Withdraw
4. OhMyDosh (Get £1)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £1 | £1 | 5 minutes (+ 7 days to cash out) | Here |
OhMyDosh is both a cashback and a rewards website. You can buy products through OhMyDosh or complete offers to earn extra cash. Read more in my OhMyDosh review.
How to Get Your Bonus
2. Complete the sign-up process
3. Buy a product through OhMyDosh at any retailer or complete free offers
4. Waiting until your cashback becomes payable
5. Withdraw
5. InboxPounds (Get £1)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £1 | £1 | 5 minutes (+ 5 days to cash out) | Here |
InboxPounds is a survey and rewards site. You may have heard about its US sister site, InboxDollars. InboxPounds is for UK users, and you can get £1 when you join through my link.
You need to accumulate £20 before you can withdraw your earnings. The easiest way is to complete one or two high-paid offers. Read more in my InboxPounds review.
6. Pawns.app (Get $1)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| $1 | $1 | 8 minutes (+ 9 days to cash out) | – |
Pawns.app is a site to make money from selling your bandwidth and completing surveys. Joining is free; you can withdraw once you have accumulated $5. New users can get $1 free cash; simply sign up through the link below. Read more in my Pawns.app review.
Banking Free Money Offers (3)
Complete offers from banks to get free money on your debit card. These require you to open a free bank account online. You get free cash as a reward.
1. Monese (Get £30)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £30 | £30 | 16 minutes (+ 10 days waiting time) | Here |
Monese is a money institution like PayPal, except you can use it as a bank account. You can get up to £30 for free with the Monese friend referral scheme. Sign up using the link below and enter code JENN372.
Verify your account, order your card, and transact with it. You will then get £20. You get the remaining £10 once you spend £500 with your card. Read more in my Monese review.
How to Get Your Bonus
2. Complete the sign-up process
3. Enter code JENN372
4. Verify your account (take a picture of your ID)
5. On the app, order your card for £4.96
6. Make a card transaction
2. Monzo (Get £5)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £5 | £5 | 9 minutes (+ 7 days waiting time) | Here |
Monzo is an app-based bank account that is free to set up and use. To get a free fiver, click on the link below. Then, set up your account and transact with your card. Read more in my Monzo review.
How to Get Your Bonus
2. Enter your email address and click “Accept invite”
3. Follow the sign-up process
4. Verify your account (take a picture of your ID)
5. Wait for your card to arrive
6. Make a card transaction
3. Snoop (Get £5)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £5 | £5 | 18 minutes | Here |
Snoop is a budgeting and money management app. It is free to use and can help you save money by budgeting and managing your bills. Snoop also offers new users a £5 Amazon voucher. Read more in my Snoop app review.
How to Get the Sign-up Bonus
2. Scan the QR code and download the Snoop app
3. Follow the sign-up process and link a bank account
4. Wait 30 days
5. You will receive an email from Snoop with your voucher
Other Free Money Offers (2)
1. Zilch (Get £5-£15)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| £15 | £15 | 23 minutes | Here |
Zilch is a buy-now-pay-later scheme. I usually advise staying away from these. However, there is nothing wrong with making some quick cash from Zilch. Read more in my guide to get a free Amazon voucher with Zilch.
How to Get Your Bonus
2. Complete the sign-up process
3. Verify your ID and link your bank card
4. You will receive 500 bonus points
5. Search for Amazon or a retailer of your choice
6. Select “Enable for store”
7. Go to Amazon or an alternative retailer (you will have 2 hours to make your purchase)
8. Enter your virtual Zilch card details at checkout
2. Honeygain (Get $5)
| Offer Value | My Profit | Time It Took Me | Offer Terms |
|---|---|---|---|
| $5 | $5 | 5 minutes (+ 123 days to cash out) | – |
Honeygain shares your internet connections so businesses can use your unused bandwidth. In return, you receive a monetary reward. You can only cash out once you reach the payout threshold of $20. Read more in my Honeygain review.
How to Get Your Bonus
2. Complete the sign-up process
3. Download or install the app on your phone or computer
4. You will receive the welcome bonus
5. Let the app run in the background until you hit $20 (this takes about a month)
6. Cash out
Where Can You Find More Free Money Offers?
Invitation.codes is a great place to find other referral offers that will give you money for free. Invitation.codes enables its users to post their friend referral codes. Read my Invitation Codes review to find out more.