TopCashback Review 2024 (Is Plus Membership Worth It?)

This TopCashback review covers everything about this cashback site. You’ll learn about its features, pros and cons, and whether the site is worth using.

I’ve been using cashback sites since 2018 and earned over £1000 from cashback. About half of my cashback earnings come from TopCashback, making it my most profitable cashback site. Read the review below for all the details.

🪧 Should you sign up through my affiliate links, I may receive a commission at no cost to you.

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What Is Topcashback?

TopCashback enables users to earn money with cashback for online shopping. Cashback is a reward for making a purchase. You get a small proportion of the purchase price back when you buy from a cashback offer. Cashback is an efficient way to save money.

TopCashback was established in 2005 in Staffordshire (UK) by Oliver Ragg and Mike Tomkins. In 2011, the company expanded to the US and is now available globally. The site has over five million members worldwide.

Is TopCashback Legit or a Scam?

TopCashback is a legit site and not a scam. The website has a global user base and many well-known brands as partners. I have earned nearly £500 of cashback with them and cashed out my money without issue. In the UK, TopCashback belongs to TopCashback Limited, a registered company.

TopCashback also has a good Trustpilot score. Over 100,000 users have rated TopCashback with an average score of 4.4 out of 5.0. Over 80% of users gave TopCashback the highest score (excellent).

Is TopCashback Safe?

TopCashback is safe to use. TopCashback states they have “appropriate security measures” to protect your personal details. To use TopCashback, you need to provide your:

• Email address
• Payment details (bank or PayPal)

While TopCashback is safe, advertisers on the site may not be. These are third-party companies, so you have to verify their legitimacy separately.

How to Use TopCashback

On the TopCashback website, you can find adverts from many different brands. You get cashback if you click on TopCashback’s links and shop online.

On the retailer’s website, buy a product as usual. You’ll then get cashback credited to your TopCashback account. Once your purchase is confirmed, it becomes payable. Then, you can withdraw your earnings. There is no minimum withdrawal threshold.

1. Signing up to TopCashback

Anyone can create a free account with TopCashback. Click the button below to get to the TopCashback website. Then, enter your email address and password, and you are ready. You must enter your bank details or PayPal address to receive a payout.

2. Getting Cashback

Once signed up, you are ready to earn cashback. To get cashback:

• Search for the brand you want to buy from or browse the categories
• Click on the brand
• Click on the pink button “Get Cashback Now”
• TopCashback directs you to the retailer’s website
• Sign up as normal and buy the product you want

Make sure you disable your adblocker. Otherwise, your cashback will not track.

3. Cashing out With TopCashback

After making your purchase, it will appear in your account under “Earnings” as “Tracked”. It can take some time for your cashback to be confirmed and become payable. Typically, you have to wait 30 days, but it can take a few months in extreme cases.

There is no minimum payout amount. Once your cashback has become payable, you can get paid through bank transfer or PayPal. You can also transfer your earnings to your rewards wallet.

The reward wallet enables you to get vouchers for your cashback. If you choose this option, you get a small bonus. How much of a bonus you get depends on the brand. There are many voucher options. Some of the more prominent brands include:

Brand	Minimum Withdrawal Amount	Bonus
Asda	£1	2%
Tesco	£1	2.5%
Sainsbury’s	£1	2%
Deliveroo	£10	2.5%
Amazon	£0.10	1%

Which Retailers Are on this Cashback Site?

Over 1200 brands partnered with the site. You can choose from a wide selection of brands when making a purchase. Popular brands on TopCashback include:

• Amazon
• Apple Store Online
• Argos
• British Airways
• Curry’s
• Domino’s Pizza
• eBay
• Nike
• Sky Broadband
• Samsung
• Vodafone
• And many others

Some brands offer cashback only for new customers. Others also give cashback to existing customers.

If the cashback is only for new customers and you already have an account, you can usually become a new customer by creating a second account. You’ll need a different email address and payment details.

What Are the Cashback Rates?

How much cashback you can get depends on the retailer. Generally, cashback rates range between 1% and 15%. Some brands may offer enhanced cashback rates or have different cashback tiers.

Follow the instructions and read the terms to get the correct cashback rate.

What Other Features Does TopCashback Have?

1. In-store Cashback

TopCashback operates mostly online. However, you can register your credit or debit card. This enables you to earn cashback when you shop in selected high-street shops. Only a few retailers are part of this scheme:

• GoApe
• AnnSummers
• Cotswold
• Snow and Rock
• ScS Sofas

2. Mobile App and TopCashback Browser Extension

TopCashback offers a free smartphone app. The app has the same functions as the website, presented in a mobile-friendly way. You can download the app for IOS and Android via the Apple App Store or the Google Play Store.

In addition to the cashback app, there is also a free browser extension. The browser extension alerts you when you are on a partner website.

3. Friend Referral Scheme

TopCashback operates a profitable friend referral scheme. Inviting a friend earns you £25 as a Basic member and £30 as a TopCashback Plus member. The bonus becomes payable once your friend has accumulated £10 in cashback.

Discover other great friend referral programs.

4. Events

For events such as Christmas and Halloween, TopCashback runs events. You can find icons hidden throughout the website to earn extra cash. Usually, these are small amounts, but you could also win big. These events are free to join; you only have to log into your account during the event period.

What Is TopCashback Plus Membership?

TopCashback offers two memberships: Classic and Plus. Plus members get extra benefits:

• Enhanced cashback
• Extra £5 friend referral bonus
• Up to 20% bonus for reward wallet payouts
• Exclusive promotions
• Exclusive competitions

The Classic membership is free, and the Plus membership costs £5 per year. You’ll pay the fee with your cashback. You won’t pay anything if you do not use TopCashback for a year.

Is TopCashback Plus Membership Worth It?

Whether a TopCashbak Plus Membership is worth it depends on how much you use the site. You are better off as a Basic member if you only want to get cashback once or twice yearly.

If you use TopCashback frequently, a Plus membership is worth it. The enhanced cashback outweighs the fees. You only need to refer one friend annually to recover the membership fee.

TopCashback Pros and Cons

Pros	Cons
Huge variety of retailers	Cashback may not track
No minimum payout	Long waiting time until cashback becomes payable
Extra earnings via events and friend referrals	Some retailers have specific requirements for cashback
High cashback rates	Sign-up bonus not always available

Frequently Asked Questions

How Does TopCashback Make Money?

TopCashback earns a commission whenever you buy something. The retailer pays TopCashback for referring new customers to them. TopCashback passes on a part of that commission to its members.

How Do You Withdraw Money from TopCashback?

To withdraw money from Topcashback, select “Payout” from the menu. If you have cashback available, you will see all available payout options. Choose your preferred method and follow the instructions on the screen.

How Long Does TopCashback Take to Pay?

It can take up to 30 days or longer for your cashback to become approved. Once approved, the payout is quick. If you select bank transfer or gift cards, you should get your money within one week. PayPal is often even faster.

Alternatives to TopCashback

If you do not want to use TopCashback or want more ways to earn cash, try these sites:

• OhMyDosh
• Quidco
• Cashback.co.uk
• Shopmium (app)

TopCashback Review Summary

TopCashback is a legit website. It enables you to save money on purchases from partnered retailers. The site is free to join, and there is no minimum payout.

If you are using TopCashback regularly, it is worth upgrading to the Plus membership. It only costs £5 per year, and you will recover the cost with the enhanced cashback rates.

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